Insurance
Liberty Mutual

Liberty Mutual

800-290-8711
5–10 minutes hold
Medium
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File Insurance Claim Liberty Mutual

How to File Insurance Claim

  • Online
  • Mobile App
  • Phone

Best time to call: Early morning (8–10 AM local time) typically has the shortest hold times; filing online or via app is available 24/7 and preferred.

💡 Pro Tips
  • Filing online or via the Liberty Mutual app is the fastest and easiest method—typically takes 5–10 minutes.
  • Gather all relevant information beforehand (incident date, details, photos, police report, etc.) to speed up the process.
  • Keep documentation of all communications to avoid possible misrepresentation.
  • You are NOT required to provide a recorded statement to the adjuster—decline politely if uncomfortable.
  • You can track claim status, upload documents, and manage repairs entirely online or via the app.
⚠️ Watch Out For

❌ Watch for your policy deductible, which you may owe based on the nature of your claim.

❌ Review your policy for possible fees related to rental car reimbursement or special services.

🎁 Common Retention Offers

Liberty Mutual may offer these to keep you:

  • Liberty Mutual is not known for explicit retention offers during claim filing; the customer service focus is on quick processing and support rather than retention incentives during claims.

💡 Only accept if it truly meets your needs!

Customer Reviews

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News & Safety Alerts

Recent News 4

breach
19 hours ago

Liberty Mutual Launches Global Cyber Insurance Products

On September 30, 2025, Liberty Mutual introduced a new flagship global cyber product suite offering comprehensive first- and third-party cyber coverages. These products include coverage for personal losses of executives due to cyberattacks, quantum computing risks, generative AI, and first-party property damage.

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general
19 hours ago

Consumer Complaints Regarding Claims Handling and Accident Records

Recent complaints filed with the Better Business Bureau (BBB) highlight disputes over Liberty Mutual’s handling of auto insurance claims. One complaint from late August 2025 involves Liberty Mutual allegedly recording incorrect accident dates and denying coverage improperly.

Read more →
recall
19 hours ago

Liberty Mutual Investments Forms Joint Venture for Student Housing Development

Liberty Mutual Investments partnered with Landmark Properties to form joint ventures focused on developing student housing. This business move reflects Liberty Mutual’s expansion into real estate investment and development sectors, though it is unrelated to insurance product recalls or consumer safety issues[6].

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recall
19 hours ago

Legal and Insurance Industry Context on Product Liability and Coverage

While Liberty Mutual is involved in insurance litigation and product liability defense for clients, no specific new lawsuits or settlements involving Liberty Mutual itself have been reported recently. Industry sources note the importance of coverage for product recalls and liability claims, which Liberty Mutual likely addresses through its commercial general liability policies[3][9].

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Safety Recalls

No safety recalls reported