Allstate

📞 How to File Insurance Claim

• ✅ Phone (24/7 at 1-800-255-7828)
• ✅ Allstate website (My Account)
• ✅ Mobile app
• ✅ Contacting your Allstate agent directly

💡 Pro Tips

• Gather as much documentation as possible before filing, such as photos, police report, medical bills, and details of the incident[2][3].
• Do not admit fault or downplay damages when reporting[2].
• You can start a claim with partial information and update details later online[3][4].
• Track your claim status through the My Account portal after filing[1][3][4].
• Review any initial settlement offer carefully; it may be lower than you deserve[2].
• Consult with a lawyer for large or complex claims before accepting any offers[2].

⚠️ Watch Out For

❌ Deductible payment required before insurance payout begins[3].

❌ Potential increase in premiums if at fault and you don't have accident forgiveness[3].

🎁 Common Retention Offers

Allstate may try to keep you with:

• Accident forgiveness on your policy (if available) to prevent rate increases after your first accident[3].

Only accept if it truly meets your needs!